/* Jessica Moura | Blog previdenciário
   Layout: faixa preta institucional (marca) + páginas de leitura em marfim; dourado só para ênfase. Coluna de leitura ~68ch com sumário lateral. */
:root{
  --ink:#121110;        /* preto da marca */
  --ink-2:#1d1b18;
  --paper:#faf7f0;      /* marfim de leitura */
  --paper-2:#f2ecdf;    /* blocos e caixas */
  --gold:#c9a24a;       /* dourado da coluna, sobre preto */
  --gold-deep:#8a6420;  /* dourado legível sobre marfim */
  --text:#22201c;
  --muted:#5f5a51;
  --line:#e3dac8;
  --ok:#2f6b4f; --ok-bg:#e6f0ea;
  --warn:#9a5d0c; --warn-bg:#fbefd9;
  --bad:#9c3626; --bad-bg:#f8e3df;
  --f-display:"Cormorant Garamond", "Times New Roman", Georgia, serif;
  --f-body:"Source Sans 3", "Segoe UI", Roboto, Arial, sans-serif;
  --radius:10px;
  --wrap:1180px;
  color-scheme: light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--text);font-family:var(--f-body);font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--gold-deep);text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:var(--f-display);font-weight:600;line-height:1.15;text-wrap:balance;color:var(--ink);margin:0}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.65rem,3vw,2.2rem)}
h3{font-size:1.4rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--ink);padding:8px 14px;z-index:99}
.skip:focus{left:8px}
.num{font-variant-numeric:tabular-nums}

/* ---------- topo ---------- */
.topline{background:#000;color:#cfc6b3;font-size:.82rem;letter-spacing:.04em}
.topline .wrap{display:flex;gap:18px;justify-content:space-between;flex-wrap:wrap;padding-top:6px;padding-bottom:6px}
.topline b{color:var(--gold);font-weight:600}
.site-header{background:var(--ink);border-bottom:1px solid #2c2925;position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.brand img{height:46px;width:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:#ece6d8;text-decoration:none;font-size:.95rem;padding:8px 11px;border-radius:6px}
.nav a:hover,.nav a[aria-current="page"]{color:var(--gold);background:#1f1d1a}
.nav .btn{margin-left:8px}
.menu-toggle{display:none;background:none;border:1px solid #3a3631;color:#ece6d8;border-radius:8px;padding:8px 12px;font:inherit;font-size:.95rem;cursor:pointer}
@media (max-width:980px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--ink);flex-direction:column;align-items:stretch;padding:10px 20px 18px;border-bottom:1px solid #2c2925}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0;text-align:center}
}
.progress{position:fixed;top:0;left:0;height:3px;background:var(--gold);width:0;z-index:60}

/* ---------- botões ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--f-body);font-weight:600;font-size:1rem;line-height:1.2;padding:13px 20px;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:#dcb75f;color:var(--ink)}
.btn-line{border-color:var(--gold);color:var(--gold);background:transparent}
.btn-line:hover{background:var(--gold);color:var(--ink)}
.btn-dark{background:var(--ink);color:#f5efe2}
.btn-dark:hover{background:#000;color:var(--gold)}
.nav .btn{padding:9px 16px;font-size:.92rem}

/* ---------- home: hero ---------- */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#2a2416 0%,transparent 60%),var(--ink);color:#e9e2d2;padding:56px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}}
@media (max-width:640px){.topline .wrap span:last-child{display:none}}
.eyebrow{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin:0 0 14px}
.hero h1{color:#faf6ec}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lead{font-size:1.18rem;color:#d2cab8;max-width:56ch;margin:18px 0 26px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}
.hero .creds{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:30px;font-size:.92rem;color:#b9b09d}
.hero .creds span::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--gold);margin-right:8px;vertical-align:middle}

/* quiz */
.quiz{background:var(--paper);color:var(--text);border-radius:14px;padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.35);border-top:4px solid var(--gold)}
.quiz .q-step{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:6px}
.quiz h2{font-size:1.6rem;margin-bottom:16px}
.opts{display:grid;gap:9px}
.opt{display:block;width:100%;text-align:left;font:inherit;font-size:1rem;background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;cursor:pointer;color:var(--text);transition:border-color .15s,background .15s}
.opt:hover{border-color:var(--gold);background:#fffdf7}
.quiz .back{background:none;border:0;color:var(--muted);font:inherit;font-size:.92rem;cursor:pointer;padding:0;margin-top:14px;text-decoration:underline}
.result-tag{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.tag-ok{background:var(--ok-bg);color:var(--ok)}
.tag-warn{background:var(--warn-bg);color:var(--warn)}
.tag-bad{background:var(--bad-bg);color:var(--bad)}
.quiz .result p{font-size:1rem}
.quiz .result .actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:6px}
.quiz .result .btn{padding:11px 16px;font-size:.95rem}
.fine{font-size:.85rem;color:var(--muted)}

/* números 2026 */
.figures{background:var(--ink-2);color:#e9e2d2;border-top:1px solid #2c2925}
.figures .wrap{display:grid;grid-template-columns:repeat(5,1fr);gap:0}
.figures .fig{padding:22px 18px;border-left:1px solid #2f2b26}
.figures .fig:first-child{border-left:0}
.figures .fig b{display:block;font-family:var(--f-display);font-size:1.75rem;color:var(--gold);font-weight:600;font-variant-numeric:tabular-nums;line-height:1.1}
.figures .fig span{font-size:.88rem;color:#b9b09d}
.figures .src{grid-column:1/-1;font-size:.78rem;color:#8d8576;padding:0 18px 14px}
@media (max-width:900px){.figures .wrap{grid-template-columns:repeat(2,1fr)}.figures .fig{border-left:0;border-top:1px solid #2f2b26}}

/* seções */
.section{padding:72px 0}
.section.alt{background:var(--paper-2)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;flex-wrap:wrap;margin-bottom:32px}
.section-head p{color:var(--muted);max-width:60ch;margin:8px 0 0}
.kicker{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin:0 0 8px}

/* guias (pilares) */
.guides{display:grid;grid-template-columns:repeat(2,1fr);gap:0;border-top:1px solid var(--line)}
@media (max-width:760px){.guides{grid-template-columns:1fr}}
.guide{display:grid;grid-template-columns:auto 1fr;gap:18px;padding:28px 24px 28px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit}
.guides .guide:nth-child(odd){border-right:1px solid var(--line)}
.guides .guide:nth-child(even){padding-left:28px}
@media (max-width:760px){.guides .guide:nth-child(odd){border-right:0}.guides .guide:nth-child(even){padding-left:0}}
.guide .ico{width:52px;height:52px;border-radius:50%;background:var(--ink);display:grid;place-items:center;color:var(--gold)}
.guide .ico svg{width:24px;height:24px}
.guide h3{font-size:1.55rem;margin-bottom:6px}
.guide p{color:var(--muted);margin:0 0 10px;font-size:1rem}
.guide .go{font-weight:600;color:var(--gold-deep);font-size:.95rem}
.guide:hover h3{color:var(--gold-deep)}

/* lista de artigos */
.post-list{display:grid;gap:0;border-top:1px solid var(--line)}
.post-row{display:grid;grid-template-columns:170px 1fr auto;gap:24px;padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit;align-items:baseline}
.post-row .cat{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--gold-deep)}
.post-row h3{font-size:1.38rem;margin-bottom:4px}
.post-row p{margin:0;color:var(--muted);font-size:.98rem}
.post-row .meta{font-size:.85rem;color:var(--muted);white-space:nowrap}
.post-row:hover h3{color:var(--gold-deep)}
@media (max-width:760px){.post-row{grid-template-columns:1fr;gap:4px}.post-row .meta{white-space:normal}}
.filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px;align-items:center}
.chip{font:inherit;font-size:.92rem;border:1.5px solid var(--line);background:#fff;color:var(--text);border-radius:999px;padding:7px 14px;cursor:pointer}
.chip[aria-pressed="true"]{background:var(--ink);color:var(--gold);border-color:var(--ink)}
.search{flex:1 1 260px;font:inherit;font-size:1rem;padding:10px 14px;border:1.5px solid var(--line);border-radius:999px;background:#fff}
.empty{color:var(--muted);padding:20px 0}

/* passos */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:s}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.step{border-top:2px solid var(--ink);padding-top:16px}
.step::before{counter-increment:s;content:"Etapa " counter(s);display:block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--gold-deep);margin-bottom:6px}
.step h3{font-size:1.3rem;margin-bottom:6px}
.step p{font-size:.98rem;color:var(--muted);margin:0}

/* sobre */
.about{display:grid;grid-template-columns:340px 1fr;gap:48px;align-items:start}
@media (max-width:860px){.about{grid-template-columns:1fr}}
.portrait{background:#000;border-radius:12px;overflow:hidden;aspect-ratio:4/5;border-bottom:4px solid var(--gold);display:grid;place-items:center;position:relative}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.portrait img.ph{width:62%;height:auto;object-fit:contain}
.portrait figcaption{position:absolute;left:0;right:0;bottom:0;padding:12px 16px;background:linear-gradient(transparent,rgba(0,0,0,.85));color:#e9e2d2;font-size:.85rem}
.about h2{margin-bottom:14px}
.about ul.creds-list{list-style:none;padding:0;margin:20px 0;display:grid;gap:10px}
.about ul.creds-list li{padding-left:26px;position:relative}
.about ul.creds-list li::before{content:"";position:absolute;left:0;top:.62em;width:12px;height:2px;background:var(--gold)}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;padding:16px 36px 16px 0;font-weight:600;font-size:1.08rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:1.6rem;color:var(--gold-deep);font-weight:400}
.faq details[open] summary::after{content:"−"}
.faq details>div{padding:0 0 16px;color:#3a3630}
.faq details>div p:last-child{margin:0}

/* formulário de contato */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
@media (max-width:860px){.contact{grid-template-columns:1fr}}
.form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;display:grid;gap:14px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.form .row{grid-template-columns:1fr}}
.form label{font-size:.9rem;font-weight:600;display:block;margin-bottom:4px}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:1rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:8px;background:var(--paper)}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(201,162,74,.25)}
.form textarea{min-height:96px;resize:vertical}
.form .out{background:var(--paper-2);border-radius:10px;padding:16px;font-size:.95rem}
.form .out pre{white-space:pre-wrap;font-family:var(--f-body);margin:0 0 12px;font-size:.95rem}
.form .out .actions{display:flex;flex-wrap:wrap;gap:10px}
.form .err{color:var(--bad);font-size:.92rem;margin:0}

/* ---------- artigo ---------- */
.post-hero{background:var(--ink);color:#e9e2d2;padding:34px 0 40px}
.crumbs{font-size:.86rem;color:#a99f8b;margin-bottom:18px}
.crumbs a{color:#d9cfb9;text-decoration:none}
.crumbs a:hover{color:var(--gold)}
.post-hero h1{color:#faf6ec;max-width:24ch}
.post-hero .dek{font-size:1.2rem;color:#d2cab8;max-width:62ch;margin:16px 0 22px}
.byline{display:flex;align-items:center;gap:14px;flex-wrap:wrap;font-size:.92rem;color:#b9b09d}
.byline img{width:44px;height:44px;border-radius:50%;border:1px solid #3a3631}
.byline b{color:#ece6d8;font-weight:600}
.post-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:56px;padding:44px 20px 20px;max-width:var(--wrap);margin:0 auto}
@media (max-width:980px){.post-layout{grid-template-columns:minmax(0,1fr);gap:0}}
.article,.toc{min-width:0}
.toc{position:sticky;top:96px;align-self:start;font-size:.93rem}
.toc p{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:10px}
.toc ol{list-style:none;padding:0;margin:0;border-left:2px solid var(--line)}
.toc li a{display:block;padding:6px 0 6px 14px;margin-left:-2px;border-left:2px solid transparent;color:var(--muted);text-decoration:none;line-height:1.35}
.toc li a:hover{color:var(--ink)}
.toc li a.active{border-left-color:var(--gold);color:var(--ink);font-weight:600}
@media (max-width:980px){.toc{position:static;margin-bottom:24px}.toc ol{columns:1}}
.toc details summary{display:none}
@media (max-width:980px){.toc details summary{display:block;cursor:pointer;font-weight:600;padding:12px 14px;background:var(--paper-2);border-radius:8px}.toc details[open] summary{margin-bottom:10px}.toc p{display:none}}
.article{max-width:70ch}
.article h2{margin:2.1em 0 .55em;scroll-margin-top:96px}
.article h3{margin:1.6em 0 .4em}
.article ul,.article ol{padding-left:1.25em;margin:0 0 1.1em}
.article li{margin-bottom:.4em}
.article strong{color:var(--ink)}
.summary{background:var(--paper-2);border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:20px 24px;margin:0 0 28px}
.summary h2{font-size:1.35rem!important;margin:0 0 10px!important}
.summary ul{margin:0;padding-left:1.15em}
.summary li{margin-bottom:.35em}
.note{border-radius:10px;padding:16px 20px;margin:1.4em 0;font-size:.98rem}
.note b.t{display:block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:4px}
.note.warn{background:var(--warn-bg)}
.note.warn b.t{color:var(--warn)}
.note.example{background:#fff;border:1px solid var(--line)}
.note.example b.t{color:var(--gold-deep)}
.note.ok{background:var(--ok-bg)}
.note.ok b.t{color:var(--ok)}
.note p:last-child{margin:0}
.table-wrap{overflow-x:auto;margin:1.2em 0 1.6em;border:1px solid var(--line);border-radius:10px;background:#fff}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--ink);color:#efe8d8;font-weight:600;font-size:.88rem;letter-spacing:.02em}
tr:last-child td{border-bottom:0}
td.yes{color:var(--ok);font-weight:600}
td.no{color:var(--bad);font-weight:600}
td .num,td.num{font-variant-numeric:tabular-nums;white-space:nowrap}

/* ferramentas dentro do artigo */
.tool{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:12px;padding:24px;margin:1.8em 0}
.tool h3{margin:0 0 4px!important;font-size:1.45rem}
.tool .sub{color:var(--muted);font-size:.95rem;margin-bottom:16px}
.tool .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin-bottom:16px}
.tool label{font-size:.88rem;font-weight:600;display:block;margin-bottom:4px}
.tool input,.tool select{width:100%;font:inherit;font-size:1rem;padding:10px 12px;border:1.5px solid var(--line);border-radius:8px;background:var(--paper)}
.tool input:focus,.tool select:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(201,162,74,.25)}
.tool .res{background:var(--paper);border-radius:10px;padding:16px 18px;font-size:.98rem}
.tool .res .big{font-family:var(--f-display);font-size:2rem;font-weight:600;color:var(--ink);line-height:1.1;font-variant-numeric:tabular-nums}
.tool .res p{margin:.4em 0}
.tool .rules{display:grid;gap:10px;margin-top:6px}
.tool .rule{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center;padding:12px 14px;border-radius:8px;background:#fff;border:1px solid var(--line)}
.tool .rule b{display:block}
.tool .rule small{color:var(--muted);font-size:.86rem}
.pill{font-size:.78rem;font-weight:700;padding:4px 10px;border-radius:999px;white-space:nowrap}
.pill.ok{background:var(--ok-bg);color:var(--ok)}
.pill.warn{background:var(--warn-bg);color:var(--warn)}
.pill.bad{background:var(--bad-bg);color:var(--bad)}
.yn{display:grid;gap:12px;margin-bottom:14px}
.yn fieldset{border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:0}
.yn legend{font-weight:600;font-size:.96rem;padding:0 4px}
.yn label{display:inline-flex;align-items:center;gap:6px;margin-right:18px;font-weight:400;font-size:.96rem}
.yn input{width:auto}

/* checklist */
.checklist{list-style:none;padding:0!important;margin:1em 0 1.4em;display:grid;gap:8px}
.checklist li{margin:0}
.checklist label{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:8px;padding:11px 14px;cursor:pointer;font-size:.98rem}
.checklist input{margin-top:5px;accent-color:var(--gold-deep);width:18px;height:18px;flex:none}
.checklist input:checked+span{color:var(--muted);text-decoration:line-through}
.check-count{font-size:.9rem;color:var(--muted)}

/* CTA, autor, fontes */
.cta-box{background:var(--ink);color:#e9e2d2;border-radius:14px;padding:28px;margin:2.4em 0;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}
.cta-box h3{color:#faf6ec;margin:0 0 6px!important;font-size:1.6rem}
.cta-box p{margin:0;color:#c9c0ad;font-size:1rem}
@media (max-width:640px){.cta-box{grid-template-columns:1fr}}
.author{display:grid;grid-template-columns:72px 1fr;gap:18px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;margin:2.4em 0}
.author img{width:72px;height:72px;border-radius:50%}
.author b{font-family:var(--f-display);font-size:1.35rem;color:var(--ink)}
.author p{margin:.3em 0 0;font-size:.96rem;color:var(--muted)}
.sources{font-size:.92rem;color:var(--muted)}
.sources ol{padding-left:1.2em}
.related{max-width:var(--wrap);margin:0 auto;padding:10px 20px 70px}
.related h2{font-size:1.7rem;margin-bottom:16px}
.disclaimer{font-size:.88rem;color:var(--muted);border-left:3px solid var(--line);padding-left:14px;margin-top:2em}

/* rodapé */
.site-footer{background:#000;color:#b9b09d;padding:54px 0 28px;font-size:.95rem}
.site-footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px}
@media (max-width:860px){.site-footer .cols{grid-template-columns:1fr}}
.site-footer img{height:52px;width:auto;margin-bottom:14px}
.site-footer h4{font-family:var(--f-display);font-size:1.25rem;color:#ece6d8;margin:0 0 10px;font-weight:600}
.site-footer a{color:#d9cfb9;text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.site-footer .legal{border-top:1px solid #26231f;margin-top:36px;padding-top:18px;font-size:.84rem;color:#8d8576;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

/* botão flutuante */
.float-wa{position:fixed;right:18px;bottom:18px;z-index:40;background:var(--ink);color:var(--gold);border:1.5px solid var(--gold);border-radius:999px;padding:12px 18px;font-weight:600;text-decoration:none;box-shadow:0 10px 26px rgba(0,0,0,.28);font-size:.95rem}
.float-wa:hover{background:var(--gold);color:var(--ink)}
@media print{.site-header,.topline,.float-wa,.toc,.cta-box,.site-footer{display:none}}

.contact-photo{margin:22px 0 16px;max-width:300px;aspect-ratio:1/1;border-radius:50%;overflow:hidden;border:3px solid var(--gold)}
.contact-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 18%}
@media (max-width:860px){.contact-photo{max-width:200px}}
.author img,.byline img{object-fit:cover}